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Central Coast NSWCommunity profile

Central Coast Council area

Housing tenure

In Central Coast NSW 60.8% of children aged 0 to 4 years were in households who were purchasing or fully owned their home, 32.5% were renting privately, and 1.8% were in social housing in 2021.

Central Coast NSW's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market.

Looking at tenure for specific age groups provides additional information about the housing role and function, which may be quite different for different age groups. For instance, an inner city area may house predominantly young people, while the elderly are concentrated in public housing. Alternatively, the older population may overwhelmingly own their homes outright, while younger generations are renting due to lack of affordability.

In conjunction with other socio-economic status indicators in Central Coast NSW, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas. It should be looked at alongside Household Type and Dwelling Type.

Please note that the ABS definition of "Rented" in 2021 changed to exclude "Occupied Rent Free", which is now included under "Other tenure type". Please take care when comparing the "Rented" and "Other" categories between 2016 and 2021; most age groups show some increase in the "Other" category due to the definitional change. This represents a very small proportion of the population and has minimal effect on the overall view of tenure by age.

It is also worth remembering that because this table counts individuals, there is no assumption that any particular individual pays the rent or mortgage.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
Central Coast NSW - 0 to 4 years20212016Change
Tenure typeNumber%Central Coast Council area - Total populationNumber%Central Coast Council area - Total population2016 to 2021
Fully owned1,2236.326.91,3066.826.7-83
Mortgage10,56254.541.010,04252.540.7+520
Renting - Total6,68334.525.96,78735.525.8-104
Renting - Social housing3421.82.43661.92.6-24
Renting - Private6,30932.523.36,36433.322.9-55
Renting - Not stated320.20.1610.30.4-29
Other tenure type1400.71.7500.30.9+90
Not stated7884.14.69344.95.8-146
Total people in private dwellings19,396100.0100.019,119100.0100.0+277
Source: Australian Bureau of Statistics, Census of Population and Housing 2016 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of children aged 0 to 4 years in Central Coast NSW in 2021 compared to the total population in Central Coast NSW shows that there was a smaller proportion of children aged 0 to 4 years in households who owned their dwelling; a larger proportion purchasing their dwelling; and a larger proportion who were renters.

Overall, 6.3% of children aged 0 to 4 years were in households who owned their dwelling; 54.5% were purchasing, and 34.5% were renting, compared with 26.9%, 41.0% and 25.9% respectively for the total population in Central Coast NSW.

Emerging groups

The total number of children aged 0 to 4 years in households in Central Coast Council area increased by 277 between 2016 and 2021.

The largest changes in housing tenure categories for children aged 0 to 4 years in households in Central Coast Council area between 2016 and 2021 were:

  • Mortgage (+520 persons)
  • Not stated (-146 persons)
  • Other tenure type (+90 persons)
  • Fully owned (-83 persons)

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