Holgate - Matcham - Erina Heights
Housing tenure
In Holgate - Matcham - Erina Heights, 90% of households were purchasing or fully owned their home, 6.9% were renting privately, and 0.0% were in social housing in 2021.
Holgate - Matcham - Erina Heights's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market. For example, a high concentration of private renters may indicate a transient area attractive to young singles and couples, while a concentration of home owners indicates a more settled area with mature families and empty-nesters (Household Summary). Tenure can also reflect built form (Dwelling Type), with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not always the case.
In conjunction with other socio-economic status indicators in Holgate - Matcham - Erina Heights, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas.
Further reading: How can Councils influence affordable housing.
Derived from the Census questions:
'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'
Households
| Housing tenure | ||||||||
|---|---|---|---|---|---|---|---|---|
| Holgate - Matcham - Erina Heights - Households (Enumerated) | 2021 | 2006 | Change | |||||
| Tenure type | Number | % | Central Coast Council area % | Number | % | Central Coast Council area % | 2006 to 2021 | |
 Fully owned | 338 | 44.2 | 33.3 | 300 | 43.5 | 35.3 | +38 | 22001 |
| Mortgage | 353 | 46.1 | 32.6 | 296 | 42.9 | 31.8 | +56 | 22002 |
| Renting - Total | 53 | 6.9 | 26.4 | 48 | 7.0 | 24.0 | +5 | 22003 |
| Renting - Social housing | 0 | 0.0 | 3.2 | 0 | 0.0 | 3.6 | 0 | 22004 |
| Renting - Private | 53 | 6.9 | 23.0 | 48 | 7.0 | 20.3 | +5 | 22005 |
| Renting - Not stated | 0 | 0.0 | 0.2 | 0 | 0.0 | 0.1 | 0 | 22006 |
| Other tenure type | 7 | 0.9 | 2.5 | 4 | 0.6 | 2.0 | +3 | 22007 |
| Not stated | 14 | 1.8 | 5.2 | 41 | 6.0 | 6.9 | -27 | 22008 |
| Total households | 765 | 100.0 | 100.0 | 690 | 100.0 | 100.0 | +74 | |
Source: Australian Bureau of Statistics, Census of Population and Housing (opens a new window) 2006 and 2021. Compiled and presented by .id (opens a new window)(informed decisions).
(Enumerated data)
Compiled and presented in profile.id by .id (informed decisions).
Compiled and presented in profile.id by .id (informed decisions).
Dominant groups
Analysis of the housing tenure of households of Holgate - Matcham - Erina Heights in 2021 compared to Central Coast Council area shows that there was a larger proportion of households who owned their dwelling; a larger proportion purchasing their dwelling; and a smaller proportion who were renters.
Overall, 44.2% of households owned their dwelling; 46.1% were purchasing, and 6.9% were renting, compared with 33.3%, 32.6% and 26.4% respectively for Central Coast Council area.
Emerging groups
The largest change in housing tenure categories for the households in Holgate - Matcham - Erina Heights between 2006 and 2021 was:
- Mortgage (+56 households)
The total number of households in Holgate - Matcham - Erina Heights increased by 75 between 2006 and 2021.