Umina Beach - Pearl Beach - Patonga
Housing tenure
In Umina Beach - Pearl Beach - Patonga, 62% of households were purchasing or fully owned their home, 28.9% were renting privately, and 1.2% were in social housing in 2021.
Umina Beach - Pearl Beach - Patonga's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market. For example, a high concentration of private renters may indicate a transient area attractive to young singles and couples, while a concentration of home owners indicates a more settled area with mature families and empty-nesters (Household Summary). Tenure can also reflect built form (Dwelling Type), with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not always the case.
In conjunction with other socio-economic status indicators in Umina Beach - Pearl Beach - Patonga, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas.
Further reading: How can Councils influence affordable housing.
Derived from the Census questions:
'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'
Households
| Housing tenure | ||||||||
|---|---|---|---|---|---|---|---|---|
| Umina Beach - Pearl Beach - Patonga - Households (Enumerated) | 2021 | 2006 | Change | |||||
| Tenure type | Number | % | Killarney Vale - Tumbi Umbi % | Number | % | Killarney Vale - Tumbi Umbi % | 2006 to 2021 | |
 Fully owned | 2,543 | 33.4 | 31.8 | 2,406 | 36.6 | 35.3 | +136 | 22001 |
| Mortgage | 2,152 | 28.3 | 38.0 | 1,668 | 25.3 | 33.5 | +484 | 22002 |
| Renting - Total | 2,311 | 30.4 | 21.2 | 1,609 | 24.5 | 22.2 | +701 | 22003 |
| Renting - Social housing | 95 | 1.2 | 4.0 | 87 | 1.3 | 5.8 | +7 | 22004 |
| Renting - Private | 2,200 | 28.9 | 17.1 | 1,516 | 23.0 | 16.3 | +684 | 22005 |
| Renting - Not stated | 16 | 0.2 | 0.2 | 5 | 0.1 | 0.1 | +10 | 22006 |
| Other tenure type | 151 | 2.0 | 4.3 | 91 | 1.4 | 4.2 | +59 | 22007 |
| Not stated | 449 | 5.9 | 4.6 | 805 | 12.2 | 4.8 | -356 | 22008 |
| Total households | 7,606 | 100.0 | 100.0 | 6,581 | 100.0 | 100.0 | +1,024 | |
Source: Australian Bureau of Statistics, Census of Population and Housing (opens a new window) 2006 and 2021. Compiled and presented by .id (opens a new window)(informed decisions).
(Enumerated data)
Compiled and presented in profile.id by .id (informed decisions).
Compiled and presented in profile.id by .id (informed decisions).
Dominant groups
Analysis of the housing tenure of households of Umina Beach - Pearl Beach - Patonga in 2021 compared to Killarney Vale - Tumbi Umbi shows that there was a larger proportion of households who owned their dwelling; a smaller proportion purchasing their dwelling; and a larger proportion who were renters.
Overall, 33.4% of households owned their dwelling; 28.3% were purchasing, and 30.4% were renting, compared with 31.8%, 38.0% and 21.2% respectively for Killarney Vale - Tumbi Umbi.
Emerging groups
The largest changes in housing tenure categories for the households in Umina Beach - Pearl Beach - Patonga between 2006 and 2021 were:
- Renting - Private (+684 households)
- Mortgage (+484 households)
- Fully owned (+136 households)
- Other tenure type (+59 households)
The total number of households in Umina Beach - Pearl Beach - Patonga increased by 1,025 between 2006 and 2021.