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Shoalhaven City CouncilCommunity profile
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In Nowra, 46% of households were purchasing or fully owned their home, 25.9% were renting privately, and 15.9% were in social housing in 2021.

Nowra's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market. For example, a high concentration of private renters may indicate a transient area attractive to young singles and couples, while a concentration of home owners indicates a more settled area with mature families and empty-nesters (Household Summary). Tenure can also reflect built form (Dwelling Type), with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not always the case.

In conjunction with other socio-economic status indicators in Nowra, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas.

Further reading: How can Councils influence affordable housing.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
Nowra - Households (Enumerated)20212016Change
Tenure typeNumber%Shoalhaven City %Number%Shoalhaven City %2016 to 2021
Fully owned1,09725.942.81,06026.941.6+37
Mortgage84620.025.877319.625.3+73
Renting - Total1,79642.423.11,61340.922.9+183
Renting - Social housing67615.93.467517.13.8+1
Renting - Private1,09825.919.592323.418.9+175
Renting - Not stated220.50.2150.40.2+7
Other tenure type651.52.3792.02.0-14
Not stated43610.36.041610.68.1+20
Total households4,240100.0100.03,941100.0100.0+299
Source: Australian Bureau of Statistics, Census of Population and Housing 2016 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of households of Nowra in 2021 compared to Shoalhaven City shows that there was a smaller proportion of households who owned their dwelling; a smaller proportion purchasing their dwelling; and a larger proportion who were renters.

Overall, 25.9% of households owned their dwelling; 20.0% were purchasing, and 42.4% were renting, compared with 42.8%, 25.8% and 23.1% respectively for Shoalhaven City.

Emerging groups

The largest changes in housing tenure categories for the households in Nowra between 2016 and 2021 were:

  • Renting - Private (+175 households)
  • Mortgage (+73 households)

The total number of households in Nowra increased by 299 between 2016 and 2021.

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