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Mullum Mullum Ward

Housing loan repayments

In Mullum Mullum Ward, 34.4% of households with a mortgage were making high loan repayments of $2,600 or more per month in 2011.

Mortgage repayments are directly related to house prices in Mullum Mullum Ward, length of occupancy and the level of equity of home owners. When viewed with Household Income data it may also indicate the level of housing stress households in the community are under. In mortgage belt areas it is expected that households will be paying a higher proportion of their income on their housing compared to well-established areas. First home buyer areas are also likely to have larger mortgages than upgrader areas where households move in with equity from elsewhere.

Mortgage payment levels are not directly comparable over time because of inflation. For comparison of mortgage payments over time, go to Housing Loan Quartiles.

Derived from the Census questions:

'How much does your household pay for this dwelling?' and 'Is this dwelling (owned outright, owned with a mortgage etc.)'

Households with a mortgage

Monthly housing loan repayments
Mullum Mullum Ward2011
Monthly repayment amountNumber%City of Manningham %
Nil repayments1543.23.4
$1-$149370.81.1
$150-$299440.91.1
$300-$449931.92.2
$450-$599931.92.1
$600-$7991382.82.9
$800-$9991883.93.9
$1000-$11992635.45.4
$1200-$13992966.15.5
$1400-$15992425.05.4
$1600-$17992274.75.2
$1800-$19992294.74.3
$2000-$21994599.59.5
$2200-$23991903.94.0
$2400-$25991783.74.2
$2600-$29993487.27.5
$3000-$399968814.214.5
$4000-$49993306.86.2
$5000 and over3046.34.8
Not stated3527.36.8

Source: Australian Bureau of Statistics, Census of Population and Housing 2011. Compiled and presented in profile.id by .id , the population experts.

Monthly housing loan repayments, 2011
Monthly housing loan repayments, 2011 $5000 and over, City of Manningham: 4.8% $4000-$4999, City of Manningham: 6.2% $3000-$3999, City of Manningham: 14.5% $2600-$2999, City of Manningham: 7.5% $2400-$2599, City of Manningham: 4.2% $2200-$2399, City of Manningham: 4.0% $2000-$2199, City of Manningham: 9.5% $1800-$1999, City of Manningham: 4.3% $1600-$1799, City of Manningham: 5.2% $1400-$1599, City of Manningham: 5.4% $1200-$1399, City of Manningham: 5.5% $1000-$1199, City of Manningham: 5.4% $800-$999, City of Manningham: 3.9% $600-$799, City of Manningham: 2.9% $450-$599, City of Manningham: 2.1% $300-$449, City of Manningham: 2.2% $150-$299, City of Manningham: 1.1% $1-$149, City of Manningham: 1.1% Nil repayments, City of Manningham: 3.4% $5000 and over, Mullum Mullum Ward: 6.3% $4000-$4999, Mullum Mullum Ward: 6.8% $3000-$3999, Mullum Mullum Ward: 14.2% $2600-$2999, Mullum Mullum Ward: 7.2% $2400-$2599, Mullum Mullum Ward: 3.7% $2200-$2399, Mullum Mullum Ward: 3.9% $2000-$2199, Mullum Mullum Ward: 9.5% $1800-$1999, Mullum Mullum Ward: 4.7% $1600-$1799, Mullum Mullum Ward: 4.7% $1400-$1599, Mullum Mullum Ward: 5.0% $1200-$1399, Mullum Mullum Ward: 6.1% $1000-$1199, Mullum Mullum Ward: 5.4% $800-$999, Mullum Mullum Ward: 3.9% $600-$799, Mullum Mullum Ward: 2.8% $450-$599, Mullum Mullum Ward: 1.9% $300-$449, Mullum Mullum Ward: 1.9% $150-$299, Mullum Mullum Ward: 0.9% $1-$149, Mullum Mullum Ward: 0.8% Nil repayments, Mullum Mullum Ward: 3.2%
Source: Australian Bureau of Statistics, Census of Population and Housing, 2011 (Enumerated data)
Compiled and presented in profile.id by .id, the population experts.

Dominant groups

Analysis of the monthly housing loan repayments of households in Mullum Mullum Ward compared to City of Manningham shows that there was a larger proportion of households paying high mortgage repayments ($2,600 per month or more), and a smaller proportion of households with low mortgage repayments (less than $1000 per month).

Overall, 34.4% of households were paying high mortgage repayments, and 15.4% were paying low repayments, compared with 33.1% and 16.7% respectively in City of Manningham.

The major difference between the household loan repayments of Mullum Mullum Ward and City of Manningham is:

  • A larger percentage of $5000 and over (6.3% compared to 4.8%)