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Campaspe Shire CouncilCommunity profile

Campaspe Shire

Housing tenure

In Campaspe Shire, 70% of households were purchasing or fully owned their home, 17.3% were renting privately, and 3.6% were in social housing in 2021.

Campaspe Shire's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market. For example, a high concentration of private renters may indicate a transient area attractive to young singles and couples, while a concentration of home owners indicates a more settled area with mature families and empty-nesters (Household Summary). Tenure can also reflect built form (Dwelling Type), with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not always the case.

In conjunction with other socio-economic status indicators in Campaspe Shire, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas.

Further reading: How can Councils influence affordable housing.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
Campaspe Shire - Households (Enumerated)20212016Change
Tenure typeNumber%Regional VIC %Number%Regional VIC %2016 to 2021
Fully owned6,38239.737.65,52337.335.7+859
Mortgage4,79129.831.54,56030.831.2+231
Renting - Total3,38921.122.63,09620.922.6+293
Renting - Social housing5823.63.05633.83.3+19
Renting - Private2,78017.319.52,49716.919.1+283
Renting - Not stated270.20.2360.20.2-9
Other tenure type3802.42.03572.42.0+23
Not stated1,1247.06.41,2778.68.4-153
Total households16,066100.0100.014,813100.0100.0+1,253
Source: Australian Bureau of Statistics, Census of Population and Housing 2016 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of households of Campaspe Shire in 2021 compared to Regional VIC shows that there was a larger proportion of households who owned their dwelling; a smaller proportion purchasing their dwelling; and a smaller proportion who were renters.

Overall, 39.7% of households owned their dwelling; 29.8% were purchasing, and 21.1% were renting, compared with 37.6%, 31.5% and 22.6% respectively for Regional VIC.

Emerging groups

The largest changes in housing tenure categories for the households in Campaspe Shire between 2016 and 2021 were:

  • Fully owned (+859 households)
  • Renting - Private (+283 households)
  • Mortgage (+231 households)

The total number of households in Campaspe Shire increased by 1,253 between 2016 and 2021.

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