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City of BallaratCommunity profile

City of Ballarat

Housing tenure

In the City of Ballarat, 63% of households were purchasing or fully owned their home, 26.7% were renting privately, and 3.8% were in social housing in 2021.

The City of Ballarat's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market. For example, a high concentration of private renters may indicate a transient area attractive to young singles and couples, while a concentration of home owners indicates a more settled area with mature families and empty-nesters (Household Summary). Tenure can also reflect built form (Dwelling Type), with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not always the case.

In conjunction with other socio-economic status indicators in the City of Ballarat, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas.

Further reading: How can Councils influence affordable housing.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
City of Ballarat - Households (Enumerated)20212016Change
Tenure typeNumber%Wendouree %Number%Wendouree %2016 to 2021
Fully owned14,67331.531.612,42630.632.7+2,247
Mortgage14,78331.719.312,74131.420.8+2,042
Renting - Total14,30630.740.511,95929.536.6+2,347
Renting - Social housing1,7623.89.21,7984.410.0-36
Renting - Private12,47026.731.210,06524.826.2+2,405
Renting - Not stated740.20.2960.20.3-22
Other tenure type6701.41.15451.30.9+125
Not stated2,2134.77.52,9357.29.0-722
Total households46,645100.0100.040,606100.0100.0+6,039
Source: Australian Bureau of Statistics, Census of Population and Housing 2016 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of households of the City of Ballarat in 2021 compared to Wendouree shows that there was a similar proportion of households who owned their dwelling; a larger proportion purchasing their dwelling; and a smaller proportion who were renters.

Overall, 31.5% of households owned their dwelling; 31.7% were purchasing, and 30.7% were renting, compared with 31.6%, 19.3% and 40.5% respectively for Wendouree.

Emerging groups

The largest changes in housing tenure categories for the households in the City of Ballarat between 2016 and 2021 were:

  • Renting - Private (+2,405 households)
  • Fully owned (+2,247 households)
  • Mortgage (+2,042 households)
  • Other tenure type (+125 households)

The total number of households in City of Ballarat increased by 6,039 between 2016 and 2021.

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