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City of WhittleseaCommunity profile

City of Whittlesea

Housing tenure

In the City of Whittlesea 83.4% of people aged 65 years or more were in households who were purchasing or fully owned their home, 7.9% were renting privately, and 1.0% were in social housing in 2021.

The City of Whittlesea's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market.

Looking at tenure for specific age groups provides additional information about the housing role and function, which may be quite different for different age groups. For instance, an inner city area may house predominantly young people, while the elderly are concentrated in public housing. Alternatively, the older population may overwhelmingly own their homes outright, while younger generations are renting due to lack of affordability.

In conjunction with other socio-economic status indicators in the City of Whittlesea, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas. It should be looked at alongside Household Type and Dwelling Type.

Please note that the ABS definition of "Rented" in 2021 changed to exclude "Occupied Rent Free", which is now included under "Other tenure type". Please take care when comparing the "Rented" and "Other" categories between 2016 and 2021; most age groups show some increase in the "Other" category due to the definitional change. This represents a very small proportion of the population and has minimal effect on the overall view of tenure by age.

It is also worth remembering that because this table counts individuals, there is no assumption that any particular individual pays the rent or mortgage.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
City of Whittlesea - 65 years or more20212016Change
Tenure typeNumber%Greater MelbourneNumber%Greater Melbourne2016 to 2021
Fully owned19,07068.668.914,83469.168.5+4,236
Mortgage4,10314.813.22,84013.211.5+1,263
Renting - Total2,4989.010.81,8478.610.7+651
Renting - Social housing2751.02.82141.03.0+61
Renting - Private2,1997.97.81,5487.27.3+651
Renting - Not stated240.10.1750.30.4-51
Other tenure type8223.02.93561.71.7+466
Not stated1,3004.74.21,5777.47.5-277
Total people in private dwellings27,793100.0100.021,454100.0100.0+6,339
Source: Australian Bureau of Statistics, Census of Population and Housing 2016 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of people aged 65 years or more in the City of Whittlesea in 2021 compared to Greater Melbourne shows that there was a similar proportion of people aged 65 years or more in households who owned their dwelling; a larger proportion purchasing their dwelling; and a smaller proportion who were renters.

Overall, 68.6% of people aged 65 years or more were in households who owned their dwelling; 14.8% were purchasing, and 9.0% were renting, compared with 68.9%, 13.2% and 10.8% respectively for Greater Melbourne.

Emerging groups

The total number of people aged 65 years or more in households in City of Whittlesea increased by 6,339 between 2016 and 2021.

The largest changes in housing tenure categories for people aged 65 years or more in households in the City of Whittlesea between 2016 and 2021 were:

  • Fully owned (+4,236 persons)
  • Mortgage (+1,263 persons)
  • Renting - Private (+651 persons)
  • Other tenure type (+466 persons)

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