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Central Coast NSWCommunity profile

Central Coast Council area

Housing tenure

In Central Coast NSW 65.2% of people aged 35 to 44 years were in households who were purchasing or fully owned their home, 27.5% were renting privately, and 1.8% were in social housing in 2021.

Central Coast NSW's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market.

Looking at tenure for specific age groups provides additional information about the housing role and function, which may be quite different for different age groups. For instance, an inner city area may house predominantly young people, while the elderly are concentrated in public housing. Alternatively, the older population may overwhelmingly own their homes outright, while younger generations are renting due to lack of affordability.

In conjunction with other socio-economic status indicators in Central Coast NSW, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas. It should be looked at alongside Household Type and Dwelling Type.

Please note that the ABS definition of "Rented" in 2021 changed to exclude "Occupied Rent Free", which is now included under "Other tenure type". Please take care when comparing the "Rented" and "Other" categories between 2016 and 2021; most age groups show some increase in the "Other" category due to the definitional change. This represents a very small proportion of the population and has minimal effect on the overall view of tenure by age.

It is also worth remembering that because this table counts individuals, there is no assumption that any particular individual pays the rent or mortgage.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
Central Coast NSW - 35 to 44 years20212016Change
Tenure typeNumber%New South WalesNumber%New South Wales2016 to 2021
Fully owned4,0799.910.64,04610.512.2+33
Mortgage22,69755.248.120,94654.247.7+1,751
Renting - Total12,07229.435.111,52729.833.4+545
Renting - Social housing7461.82.17932.12.6-47
Renting - Private11,28027.532.910,59127.430.3+689
Renting - Not stated460.10.11340.30.4-88
Other tenure type3260.81.01070.30.4+219
Not stated1,9154.75.22,0555.36.3-140
Total people in private dwellings41,089100.0100.038,681100.0100.0+2,408
Source: Australian Bureau of Statistics, Census of Population and Housing 2016 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of people aged 35 to 44 years in Central Coast NSW in 2021 compared to New South Wales shows that there was a smaller proportion of people aged 35 to 44 years in households who owned their dwelling; a larger proportion purchasing their dwelling; and a smaller proportion who were renters.

Overall, 9.9% of people aged 35 to 44 years were in households who owned their dwelling; 55.2% were purchasing, and 29.4% were renting, compared with 10.6%, 48.1% and 35.1% respectively for New South Wales.

Emerging groups

The total number of people aged 35 to 44 years in households in Central Coast Council area increased by 2,408 between 2016 and 2021.

The largest changes in housing tenure categories for people aged 35 to 44 years in households in Central Coast Council area between 2016 and 2021 were:

  • Mortgage (+1,751 persons)
  • Renting - Private (+689 persons)
  • Other tenure type (+219 persons)
  • Not stated (-140 persons)

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