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City of WhitehorseCommunity profile

City of Whitehorse

Housing tenure

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In the City of Whitehorse, 62.8% of low income households were purchasing or fully own their home, 23.3% were renting privately and 7.4% were in social housing in 2021.

The City of Whitehorse's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market.

This topic restricts the view of housing tenure to low income households in City of Whitehorse. This can differentiate between housing markets which may be unclear when looking at the overall picture. For instance, if there are a lot of renters in the private rental market among low income earners, it may be due to housing being unaffordable for those on below average incomes. In many areas, social housing plays a role in accommodation low income households. This topic can answer questions such as whether the housing market is changing and squeezing out those on low incomes.

To further build the story of low income housing in City of Whitehorse, tenure data should be viewed in conjunction with Dwelling Types, Age Structure and Household Type data.

Please note that the ABS definition of "Rented" in 2021 changed to exclude "Occupied Rent Free", which is now included under "Other tenure type". Looking at change from 2016, is likely to show an increase in this category - particularly for low income households, who are more likely to have this tenure type. It still represents a small proportion of all households and is expected to have a minimal effect on time series analysis.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
City of Whitehorse - Low income households20212016Change
Tenure typeNumber%Greater MelbourneNumber%Greater Melbourne2016 to 2021
Fully owned5,59649.647.55,63743.741.4-41
Mortgage1,48613.215.41,94115.017.6-455
Renting - Total3,48630.931.94,61835.836.3-1,132
Renting - Social housing8327.48.59397.38.3-107
Renting - Private2,62423.323.33,59027.827.2-966
Renting - Not stated300.30.2890.70.7-59
Other tenure type5474.83.63242.51.6+223
Not stated1681.51.63873.03.2-219
Total low income households11,283100.0100.012,907100.0100.0-1,624
Source: Australian Bureau of Statistics, Census of Population and Housing 2016 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of low income households in the City of Whitehorse in 2021 compared to Greater Melbourne shows that there was a larger proportion low income households who owned their dwelling; a smaller proportion purchasing their dwelling; and a smaller proportion who were renters.

Overall, 49.6% of people in low income households were in fully owned dwellings; 13.2% had a mortgage, and 30.9% were renting, compared with 47.5%, 15.4% and 31.9% respectively for Greater Melbourne.

Emerging groups

The total number of low income households in the City of Whitehorse decreased by 1,624 between 2016 and 2021.

The largest changes in housing tenure categories for low income households in the City of Whitehorse between 2016 and 2021 were:

  • Renting - Private (-966 households)
  • Mortgage (-455 households)
  • Other tenure type (+223 households)
  • Renting - Social housing (-107 households)

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