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Greenwith - Salisbury Heights - Salisbury East

Housing loan repayments

In Greenwith - Salisbury Heights - Salisbury East, 14.7% of households with a mortgage were making high loan repayments of $2,600 or more per month in 2011.

Mortgage repayments are directly related to house prices in Greenwith - Salisbury Heights - Salisbury East, length of occupancy and the level of equity of home owners. When viewed with Household Income data it may also indicate the level of housing stress households in the community are under. In mortgage belt areas it is expected that households will be paying a higher proportion of their income on their housing compared to well-established areas. First home buyer areas are also likely to have larger mortgages than upgrader areas where households move in with equity from elsewhere.

Mortgage payment levels are not directly comparable over time because of inflation. For comparison of mortgage payments over time, go to Housing Loan Quartiles.

Derived from the Census questions:

'How much does your household pay for this dwelling?' and 'Is this dwelling (owned outright, owned with a mortgage etc.)'

Households with a mortgage

Monthly housing loan repayments
Greenwith - Salisbury Heights - Salisbury East2011
Monthly repayment amountNumber%City of Tea Tree Gully %
Nil repayments291.61.9
$1-$14990.50.9
$150-$299241.31.5
$300-$449351.93.3
$450-$599281.52.9
$600-$7991106.05.9
$800-$9991266.87.3
$1000-$11991236.78.3
$1200-$13991669.09.5
$1400-$15991628.89.1
$1600-$17991819.89.4
$1800-$19991498.17.6
$2000-$219918410.09.8
$2200-$23991106.04.7
$2400-$2599573.12.5
$2600-$29991216.65.4
$3000-$39991106.04.2
$4000-$4999251.41.1
$5000 and over150.80.8
Not stated834.54.2

Source: Australian Bureau of Statistics, Census of Population and Housing 2011. Compiled and presented in profile.id by .id , the population experts.

Monthly housing loan repayments, 2011
Monthly housing loan repayments, 2011 $5000 and over, City of Tea Tree Gully: 0.8% $4000-$4999, City of Tea Tree Gully: 1.1% $3000-$3999, City of Tea Tree Gully: 4.2% $2600-$2999, City of Tea Tree Gully: 5.4% $2400-$2599, City of Tea Tree Gully: 2.5% $2200-$2399, City of Tea Tree Gully: 4.7% $2000-$2199, City of Tea Tree Gully: 9.8% $1800-$1999, City of Tea Tree Gully: 7.6% $1600-$1799, City of Tea Tree Gully: 9.4% $1400-$1599, City of Tea Tree Gully: 9.1% $1200-$1399, City of Tea Tree Gully: 9.5% $1000-$1199, City of Tea Tree Gully: 8.3% $800-$999, City of Tea Tree Gully: 7.3% $600-$799, City of Tea Tree Gully: 5.9% $450-$599, City of Tea Tree Gully: 2.9% $300-$449, City of Tea Tree Gully: 3.3% $150-$299, City of Tea Tree Gully: 1.5% $1-$149, City of Tea Tree Gully: 0.9% Nil repayments, City of Tea Tree Gully: 1.9% $5000 and over, Greenwith - Salisbury Heights - Salisbury East: 0.8% $4000-$4999, Greenwith - Salisbury Heights - Salisbury East: 1.4% $3000-$3999, Greenwith - Salisbury Heights - Salisbury East: 6.0% $2600-$2999, Greenwith - Salisbury Heights - Salisbury East: 6.6% $2400-$2599, Greenwith - Salisbury Heights - Salisbury East: 3.1% $2200-$2399, Greenwith - Salisbury Heights - Salisbury East: 6.0% $2000-$2199, Greenwith - Salisbury Heights - Salisbury East: 10.0% $1800-$1999, Greenwith - Salisbury Heights - Salisbury East: 8.1% $1600-$1799, Greenwith - Salisbury Heights - Salisbury East: 9.8% $1400-$1599, Greenwith - Salisbury Heights - Salisbury East: 8.8% $1200-$1399, Greenwith - Salisbury Heights - Salisbury East: 9.0% $1000-$1199, Greenwith - Salisbury Heights - Salisbury East: 6.7% $800-$999, Greenwith - Salisbury Heights - Salisbury East: 6.8% $600-$799, Greenwith - Salisbury Heights - Salisbury East: 6.0% $450-$599, Greenwith - Salisbury Heights - Salisbury East: 1.5% $300-$449, Greenwith - Salisbury Heights - Salisbury East: 1.9% $150-$299, Greenwith - Salisbury Heights - Salisbury East: 1.3% $1-$149, Greenwith - Salisbury Heights - Salisbury East: 0.5% Nil repayments, Greenwith - Salisbury Heights - Salisbury East: 1.6%
Source: Australian Bureau of Statistics, Census of Population and Housing, 2011 (Enumerated data)
Compiled and presented in profile.id by .id, the population experts.

Dominant groups

Analysis of the monthly housing loan repayments of households in Greenwith - Salisbury Heights - Salisbury East compared to the City of Tea Tree Gully shows that there was a larger proportion of households paying high mortgage repayments ($2,600 per month or more), and a smaller proportion of households with low mortgage repayments (less than $1000 per month).

Overall, 14.7% of households were paying high mortgage repayments, and 19.5% were paying low repayments, compared with 11.5% and 23.6% respectively in the City of Tea Tree Gully.

The major differences between the household loan repayments of Greenwith - Salisbury Heights - Salisbury East and the City of Tea Tree Gully were:

  • A larger percentage of $3000-$3999 (6.0% compared to 4.2%)
  • A smaller percentage of $1000-$1199 (6.7% compared to 8.3%)
  • A smaller percentage of $450-$599 (1.5% compared to 2.9%)
  • A smaller percentage of $300-$449 (1.9% compared to 3.3%)