RDA Northern TerritoryCommunity profile
census-message-logo

2016 Census data has been released and we are busy processing it to update this website. View our latest releases here.

Skip to content

RDA Northern Territory

Housing loan repayments

In the RDA Northern Territory, 31.2% of households with a mortgage were making high loan repayments of $2,600 or more per month in 2011.

Mortgage repayments are directly related to house prices in the RDA Northern Territory, length of occupancy and the level of equity of home owners. When viewed with Household Income data it may also indicate the level of housing stress households in the community are under. In mortgage belt areas it is expected that households will be paying a higher proportion of their income on their housing compared to well-established areas. First home buyer areas are also likely to have larger mortgages than upgrader areas where households move in with equity from elsewhere.

Mortgage payment levels are not directly comparable over time because of inflation. For comparison of mortgage payments over time, go to Housing Loan Quartiles.

Derived from the Census questions:

'How much does your household pay for this dwelling?' and 'Is this dwelling (owned outright, owned with a mortgage etc.)'

Households with a mortgage

Monthly housing loan repayments
RDA Northern Territory - Households (Enumerated)2011
Monthly repayment amountNumber%Greater Darwin %
Nil repayments3161.71.5
$1-$1491020.50.5
$150-$2991530.80.7
$300-$4492661.41.3
$450-$5992751.41.2
$600-$7995352.82.6
$800-$9997744.13.7
$1000-$11991,0615.65.3
$1200-$13991,3126.96.1
$1400-$15991,1195.95.6
$1600-$17991,5278.17.8
$1800-$19991,1606.15.7
$2000-$21991,8579.89.7
$2200-$23999104.84.8
$2400-$25996723.53.7
$2600-$29991,95510.311.1
$3000-$39992,58313.615.2
$4000-$49998394.45.0
$5000 and over5372.83.2
Not stated1,0165.45.1

Source: Australian Bureau of Statistics, Census of Population and Housing 2011. Compiled and presented in profile.id by .id , the population experts.

Monthly housing loan repayments, 2011
Monthly housing loan repayments, 2011 $5000 and over, Greater Darwin: 3.2% $4000-$4999, Greater Darwin: 5.0% $3000-$3999, Greater Darwin: 15.2% $2600-$2999, Greater Darwin: 11.1% $2400-$2599, Greater Darwin: 3.7% $2200-$2399, Greater Darwin: 4.8% $2000-$2199, Greater Darwin: 9.7% $1800-$1999, Greater Darwin: 5.7% $1600-$1799, Greater Darwin: 7.8% $1400-$1599, Greater Darwin: 5.6% $1200-$1399, Greater Darwin: 6.1% $1000-$1199, Greater Darwin: 5.3% $800-$999, Greater Darwin: 3.7% $600-$799, Greater Darwin: 2.6% $450-$599, Greater Darwin: 1.2% $300-$449, Greater Darwin: 1.3% $150-$299, Greater Darwin: 0.7% $1-$149, Greater Darwin: 0.5% Nil repayments, Greater Darwin: 1.5% $5000 and over, RDA Northern Territory: 2.8% $4000-$4999, RDA Northern Territory: 4.4% $3000-$3999, RDA Northern Territory: 13.6% $2600-$2999, RDA Northern Territory: 10.3% $2400-$2599, RDA Northern Territory: 3.5% $2200-$2399, RDA Northern Territory: 4.8% $2000-$2199, RDA Northern Territory: 9.8% $1800-$1999, RDA Northern Territory: 6.1% $1600-$1799, RDA Northern Territory: 8.1% $1400-$1599, RDA Northern Territory: 5.9% $1200-$1399, RDA Northern Territory: 6.9% $1000-$1199, RDA Northern Territory: 5.6% $800-$999, RDA Northern Territory: 4.1% $600-$799, RDA Northern Territory: 2.8% $450-$599, RDA Northern Territory: 1.4% $300-$449, RDA Northern Territory: 1.4% $150-$299, RDA Northern Territory: 0.8% $1-$149, RDA Northern Territory: 0.5% Nil repayments, RDA Northern Territory: 1.7%
Source: Australian Bureau of Statistics, Census of Population and Housing, 2011 (Enumerated data)
Compiled and presented in profile.id by .id, the population experts.

Dominant groups

Analysis of the monthly housing loan repayments of households in the RDA Northern Territory compared to Greater Darwin shows that there was a smaller proportion of households paying high mortgage repayments ($2,600 per month or more), and a larger proportion of households with low mortgage repayments (less than $1000 per month).

Overall, 31.2% of households were paying high mortgage repayments, and 12.8% were paying low repayments, compared with 34.6% and 11.6% respectively in Greater Darwin.

The major difference between the household loan repayments of the RDA Northern Territory and Greater Darwin is:

  • A smaller percentage of $3000-$3999 (13.6% compared to 15.2%)
v17.07.25-1.0.0