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Penrith City CouncilCommunity profile

In St Clair, 74% of households were purchasing or fully owned their home, 19.7% were renting privately, and 0.8% were in social housing in 2021.

St Clair's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market. For example, a high concentration of private renters may indicate a transient area attractive to young singles and couples, while a concentration of home owners indicates a more settled area with mature families and empty-nesters (Household Summary). Tenure can also reflect built form (Dwelling Type), with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not always the case.

In conjunction with other socio-economic status indicators in St Clair, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas.

Further reading: How can Councils influence affordable housing.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
St Clair - Households (Enumerated)20212016Change
Tenure typeNumber%Penrith City %Number%Penrith City %2016 to 2021
Fully owned1,93429.523.61,76328.024.8+171
Mortgage2,92044.537.63,03448.238.8-114
Renting - Total1,35220.632.01,08417.228.3+268
Renting - Social housing500.84.1510.84.4-1
Renting - Private1,29219.727.71,02616.323.7+266
Renting - Not stated100.20.270.10.2+3
Other tenure type530.81.2420.71.0+11
Not stated3064.75.73735.97.1-67
Total households6,565100.0100.06,296100.0100.0+269
Source: Australian Bureau of Statistics, Census of Population and Housing 2016 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of households of St Clair in 2021 compared to Penrith City shows that there was a larger proportion of households who owned their dwelling; a larger proportion purchasing their dwelling; and a smaller proportion who were renters.

Overall, 29.5% of households owned their dwelling; 44.5% were purchasing, and 20.6% were renting, compared with 23.6%, 37.6% and 32.0% respectively for Penrith City.

Emerging groups

The largest changes in housing tenure categories for the households in St Clair between 2016 and 2021 were:

  • Renting - Private (+266 households)
  • Fully owned (+171 households)
  • Mortgage (-114 households)

The total number of households in St Clair increased by 269 between 2016 and 2021.

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