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Penrith City CouncilCommunity profile

Penrith City

Housing tenure

In Penrith City, 61% of households were purchasing or fully owned their home, 27.7% were renting privately, and 4.1% were in social housing in 2021.

Penrith City's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market. For example, a high concentration of private renters may indicate a transient area attractive to young singles and couples, while a concentration of home owners indicates a more settled area with mature families and empty-nesters (Household Summary). Tenure can also reflect built form (Dwelling Type), with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not always the case.

In conjunction with other socio-economic status indicators in Penrith City, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas.

Further reading: How can Councils influence affordable housing.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
Penrith City - Households (Enumerated)20212011Change
Tenure typeNumber%Oxley Park %Number%Oxley Park %2011 to 2021
Fully owned18,22123.616.215,97326.024.8+2,248
Mortgage28,98537.635.226,06142.432.5+2,924
Renting - Total24,70432.038.415,62025.431.2+9,084
Renting - Social housing3,2024.13.62,9394.86.0+263
Renting - Private21,38127.734.812,57320.424.6+8,808
Renting - Not stated1210.2--1080.20.6+13
Other tenure type9041.20.76531.11.3+251
Not stated4,3735.79.43,1935.210.2+1,180
Total households77,187100.0100.061,500100.0100.0+15,687
Source: Australian Bureau of Statistics, Census of Population and Housing 2011 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of households of Penrith City in 2021 compared to Oxley Park shows that there was a larger proportion of households who owned their dwelling; a larger proportion purchasing their dwelling; and a smaller proportion who were renters.

Overall, 23.6% of households owned their dwelling; 37.6% were purchasing, and 32.0% were renting, compared with 16.2%, 35.2% and 38.4% respectively for Oxley Park.

Emerging groups

The largest changes in housing tenure categories for the households in Penrith City between 2011 and 2021 were:

  • Renting - Private (+8,808 households)
  • Mortgage (+2,924 households)
  • Fully owned (+2,248 households)
  • Renting - Social housing (+263 households)

The total number of households in Penrith City increased by 15,687 between 2011 and 2021.

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