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Penrith City CouncilCommunity profile

Penrith City

Housing tenure

In Penrith City, 61% of households were purchasing or fully owned their home, 27.7% were renting privately, and 4.1% were in social housing in 2021.

Penrith City's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market. For example, a high concentration of private renters may indicate a transient area attractive to young singles and couples, while a concentration of home owners indicates a more settled area with mature families and empty-nesters (Household Summary). Tenure can also reflect built form (Dwelling Type), with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not always the case.

In conjunction with other socio-economic status indicators in Penrith City, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas.

Further reading: How can Councils influence affordable housing.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
Penrith City - Households (Enumerated)20212001Change
Tenure typeNumber%Erskine Park %Number%Erskine Park %2001 to 2021
Fully owned18,22123.629.718,57232.424.1-351
Mortgage28,98537.646.921,14536.959.1+7,840
Renting - Total24,70432.019.114,11624.712.2+10,588
Renting - Social housing3,2024.11.02,7604.81.1+442
Renting - Private21,38127.718.111,09519.410.5+10,286
Renting - Not stated1210.2--2610.50.6-140
Other tenure type9041.20.67061.20.6+198
Not stated4,3735.73.82,7044.74.0+1,669
Total households77,187100.0100.057,243100.0100.0+19,944
Source: Australian Bureau of Statistics, Census of Population and Housing 2001 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of households of Penrith City in 2021 compared to Erskine Park shows that there was a smaller proportion of households who owned their dwelling; a smaller proportion purchasing their dwelling; and a larger proportion who were renters.

Overall, 23.6% of households owned their dwelling; 37.6% were purchasing, and 32.0% were renting, compared with 29.7%, 46.9% and 19.1% respectively for Erskine Park.

Emerging groups

The largest changes in housing tenure categories for the households in Penrith City between 2001 and 2021 were:

  • Renting - Private (+10,286 households)
  • Mortgage (+7,840 households)
  • Renting - Social housing (+442 households)
  • Fully owned (-351 households)

The total number of households in Penrith City increased by 19,944 between 2001 and 2021.

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