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North Parramatta
Housing loan quartiles

In North Parramatta, the 'medium lowest group' was the largest quartile, comprising of 33% of households with mortgages in 2011.

Mortgage repayments in North Parramatta are directly related to house prices, length of occupancy and the level of equity of home owners. When viewed with Household Income data it may also indicate the level of housing stress in the community.

The quartile method is the most objective method of comparing change in the mortgage payment profile of a community over time.

A detailed explanation of how Housing Loan Repayment quartiles are calculated and interpreted is available in specific data notes.

Derived from the Census questions:

'How much does your household pay for this dwelling?' and 'Is this dwelling [owned outright, owned with a mortgage etc.]'

Households with a mortgage

Housing loan quartiles
North Parramatta20112006Change
Loan repayment quartile groupNumber%City of Parramatta %Number%City of Parramatta %2006 to 2011
Lowest group24117.918.716316.917.8+79
Medium lowest44132.722.426527.622.4+175
Medium highest41530.829.128830.029.2+127
Highest group25218.729.824425.430.6+8

Source: Australian Bureau of Statistics, Census of Population and Housing 2006 and 2011. Compiled and presented by .id , the population experts.

Housing loan - Quartile group dollar ranges
Calculated from loan repayment data for New South Wales Monthly housing loan repayments by Census year
Housing loan repayment ranges
2011
2006
2001
1996
Lowest group $0 to $1,266 $0 to $993 $0 to $723 $0 to $605
Medium lowest $1,267 to $1,995 $994 to $1,557 $724 to $1,069 $606 to $905
Medium highest $1,996 to $2,853 $1,558 to $2,416 $1,070 to $1,550 $906 to $1,268
Highest group $2,854 and over $2,417 and over $1,551 and over $1,269 and over

Housing loan quartiles, 2011
Housing loan quartiles, 2011 Highest group, City of Parramatta: 29.8% Medium highest, City of Parramatta: 29.1% Medium lowest, City of Parramatta: 22.4% Lowest group, City of Parramatta: 18.7% Highest group, North Parramatta: 18.7% Medium highest, North Parramatta: 30.8% Medium lowest, North Parramatta: 32.7% Lowest group, North Parramatta: 17.9%
Source: Australian Bureau of Statistics, Census of Population and Housing, 2011 (Enumerated data)
Compiled and presented in profile.id by .id, the population experts.
Change in housing loan quartiles, 2006 to 2011
Change in housing loan quartiles, 2006 to 2011 Highest group, North Parramatta: +8 Medium highest, North Parramatta: +127 Medium lowest, North Parramatta: +175 Lowest group, North Parramatta: +79
Source: Australian Bureau of Statistics, Census of Population and Housing, 2006 and 2011 (Enumerated data)
Compiled and presented in profile.id by .id, the population experts.

Dominant groups

Housing loan repayment quartiles allow us to compare relative repayment liabilities across time. Analysis of the distribution of households by housing loan repayment quartiles in North Parramatta compared to City of Parramatta shows that there was a smaller proportion of households in the highest repayment quartile, as well as a smaller proportion in the lowest repayment quartile.

Emerging groups

The total number of households with a mortgage in North Parramatta increased by 390 between 2006 and 2011. The most significant change in North Parramatta during this period was in the medium lowest quartile which showed an increase of 175 households.