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In Cheltenham, 68% of households were purchasing or fully owned their home, 24.7% were renting privately, and 1.9% were in social housing in 2021.

Cheltenham's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market. For example, a high concentration of private renters may indicate a transient area attractive to young singles and couples, while a concentration of home owners indicates a more settled area with mature families and empty-nesters (Household Summary). Tenure can also reflect built form (Dwelling Type), with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not always the case.

In conjunction with other socio-economic status indicators in Cheltenham, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas.

Further reading: How can Councils influence affordable housing.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
Cheltenham - Households (Enumerated)20212016Change
Tenure typeNumber%City of Kingston %Number%City of Kingston %2016 to 2021
Fully owned2,63032.033.72,48033.033.1+150
Mortgage2,93735.736.52,58934.535.2+348
Renting - Total2,19126.724.51,77623.723.8+415
Renting - Social housing1581.91.91261.71.9+32
Renting - Private2,02724.722.51,65022.021.8+377
Renting - Not stated60.10.10--0.1+6
Other tenure type1351.61.5951.31.4+40
Not stated3264.03.75677.66.5-241
Total households8,219100.0100.07,507100.0100.0+712
Source: Australian Bureau of Statistics, Census of Population and Housing 2016 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of households of Cheltenham in 2021 compared to the City of Kingston shows that there was a smaller proportion of households who owned their dwelling; a smaller proportion purchasing their dwelling; and a larger proportion who were renters.

Overall, 32.0% of households owned their dwelling; 35.7% were purchasing, and 26.7% were renting, compared with 33.7%, 36.5% and 24.5% respectively for the City of Kingston.

Emerging groups

The largest changes in housing tenure categories for the households in Cheltenham between 2016 and 2021 were:

  • Renting - Private (+377 households)
  • Mortgage (+348 households)
  • Fully owned (+150 households)

The total number of households in Cheltenham increased by 712 between 2016 and 2021.

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