City of Hobsons BayCommunity profile
census-message-logo

2016 Census data has been released and we are busy processing it to update this website. View our latest releases here.

Skip to content

Williamstown North - The Rifle Range

Housing loan repayments

census-message-logo

This topic has been updated with 2016 Census data for all areas. What's this?

In Williamstown North - The Rifle Range, 41.4% of households with a mortgage were making high loan repayments of $2,600 or more per month in 2016.

Mortgage repayments are directly related to house prices in Williamstown North - The Rifle Range, length of occupancy and the level of equity of home owners. When viewed with Household Income data it may also indicate the level of housing stress households in the community are under. In mortgage belt areas it is expected that households will be paying a higher proportion of their income on their housing compared to well-established areas. First home buyer areas are also likely to have larger mortgages than upgrader areas where households move in with equity from elsewhere.

Mortgage payment levels are not directly comparable over time because of inflation. For comparison of mortgage payments over time, go to Housing Loan Quartiles.

Derived from the Census questions:

'How much does your household pay for this dwelling?' and 'Is this dwelling (owned outright, owned with a mortgage etc.)'

Households with a mortgage

Monthly housing loan repayments
Williamstown North - The Rifle Range - Households (Enumerated)2016
Monthly repayment amountNumber%Hobsons Bay City %
$299 or less295.85.3
$300 - $599254.94.1
$600 - $999214.27.5
$1,000 - $1,199265.16.0
$1,200 - $1,399275.37.1
$1,400 - $1,599285.66.7
$1,600 - $1,799265.27.8
$1,800 - $1,999132.55.8
$2,000 - $2,199346.811.1
$2,200 - $2,399244.94.3
$2,400 - $2,599163.14.0
$2,600 - $2,999428.37.4
$3,000 - $3,9999318.410.7
$4,000 - $4,999448.74.3
$5,000 and over306.13.3
Not stated255.04.6

Source: Australian Bureau of Statistics, Census of Population and Housing 2016. Compiled and presented in profile.id by .id , the population experts.

Monthly housing loan repayments, 2016
Monthly housing loan repayments, 2016 $5,000 and over, Hobsons Bay City: 3.3% $4,000 - $4,999, Hobsons Bay City: 4.3% $3,000 - $3,999, Hobsons Bay City: 10.7% $2,600 - $2,999, Hobsons Bay City: 7.4% $2,400 - $2,599, Hobsons Bay City: 4.0% $2,200 - $2,399, Hobsons Bay City: 4.3% $2,000 - $2,199, Hobsons Bay City: 11.1% $1,800 - $1,999, Hobsons Bay City: 5.8% $1,600 - $1,799, Hobsons Bay City: 7.8% $1,400 - $1,599, Hobsons Bay City: 6.7% $1,200 - $1,399, Hobsons Bay City: 7.1% $1,000 - $1,199, Hobsons Bay City: 6.0% $600 - $999, Hobsons Bay City: 7.5% $300 - $599, Hobsons Bay City: 4.1% $299 or less, Hobsons Bay City: 5.3% $5,000 and over, Williamstown North - The Rifle Range: 6.1% $4,000 - $4,999, Williamstown North - The Rifle Range: 8.7% $3,000 - $3,999, Williamstown North - The Rifle Range: 18.4% $2,600 - $2,999, Williamstown North - The Rifle Range: 8.3% $2,400 - $2,599, Williamstown North - The Rifle Range: 3.1% $2,200 - $2,399, Williamstown North - The Rifle Range: 4.9% $2,000 - $2,199, Williamstown North - The Rifle Range: 6.8% $1,800 - $1,999, Williamstown North - The Rifle Range: 2.5% $1,600 - $1,799, Williamstown North - The Rifle Range: 5.2% $1,400 - $1,599, Williamstown North - The Rifle Range: 5.6% $1,200 - $1,399, Williamstown North - The Rifle Range: 5.3% $1,000 - $1,199, Williamstown North - The Rifle Range: 5.1% $600 - $999, Williamstown North - The Rifle Range: 4.2% $300 - $599, Williamstown North - The Rifle Range: 4.9% $299 or less, Williamstown North - The Rifle Range: 5.8%
Source: Australian Bureau of Statistics, Census of Population and Housing, 2016 (Enumerated data)
Compiled and presented in profile.id by .id, the population experts.

Dominant groups

Analysis of the monthly housing loan repayments of households in Williamstown North - The Rifle Range compared to Hobsons Bay City shows that there was a larger proportion of households paying high mortgage repayments ($2,600 per month or more), and a smaller proportion of households with low mortgage repayments (less than $1,200 per month).

Overall, 41.4% of households were paying high mortgage repayments, and 20.1% were paying low repayments, compared with 25.6% and 22.9% respectively in Hobsons Bay City.

The major differences between the household loan repayments of Williamstown North - The Rifle Range and Hobsons Bay City were:

  • A larger percentage of $3,000 - $3,999 (18.4% compared to 10.7%)
  • A larger percentage of $4,000 - $4,999 (8.7% compared to 4.3%)
  • A smaller percentage of $2,000 - $2,199 (6.8% compared to 11.1%)
  • A smaller percentage of $600 - $999 (4.2% compared to 7.5%)
v17.09.22-1.0.2