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City of Coffs HarbourCommunity profile

City of Coffs Harbour

Housing tenure

In City of Coffs Harbour 74.0% of people aged 55 to 64 years were in households who were purchasing or fully owned their home, 16.4% were renting privately, and 4.0% were in social housing in 2021.

City of Coffs Harbour's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market.

Looking at tenure for specific age groups provides additional information about the housing role and function, which may be quite different for different age groups. For instance, an inner city area may house predominantly young people, while the elderly are concentrated in public housing. Alternatively, the older population may overwhelmingly own their homes outright, while younger generations are renting due to lack of affordability.

In conjunction with other socio-economic status indicators in City of Coffs Harbour, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas. It should be looked at alongside Household Type and Dwelling Type.

Please note that the ABS definition of "Rented" in 2021 changed to exclude "Occupied Rent Free", which is now included under "Other tenure type". Please take care when comparing the "Rented" and "Other" categories between 2016 and 2021; most age groups show some increase in the "Other" category due to the definitional change. This represents a very small proportion of the population and has minimal effect on the overall view of tenure by age.

It is also worth remembering that because this table counts individuals, there is no assumption that any particular individual pays the rent or mortgage.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
City of Coffs Harbour - 55 to 64 years20212016Change
Tenure typeNumber%City of Coffs Harbour - Total populationNumber%City of Coffs Harbour - Total population2016 to 2021
Fully owned4,43442.730.04,66844.429.2-234
Mortgage3,26031.434.52,89427.532.8+366
Renting - Total2,12720.528.72,08319.829.8+44
Renting - Social housing4124.03.24444.23.7-32
Renting - Private1,70716.425.41,58915.125.6+118
Renting - Not stated80.10.2510.50.5-43
Other tenure type960.91.4520.50.8+44
Not stated4774.65.38087.77.3-331
Total people in private dwellings10,394100.0100.010,505100.0100.0-111
Source: Australian Bureau of Statistics, Census of Population and Housing 2016 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of people aged 55 to 64 years in City of Coffs Harbour in 2021 compared to the total population in City of Coffs Harbour shows that there was a larger proportion of people aged 55 to 64 years in households who owned their dwelling; a smaller proportion purchasing their dwelling; and a smaller proportion who were renters.

Overall, 42.7% of people aged 55 to 64 years were in households who owned their dwelling; 31.4% were purchasing, and 20.5% were renting, compared with 30.0%, 34.5% and 28.7% respectively for the total population in City of Coffs Harbour.

Emerging groups

The total number of people aged 55 to 64 years in households in City of Coffs Harbour decreased by 111 between 2016 and 2021.

The largest changes in housing tenure categories for people aged 55 to 64 years in households in the City of Coffs Harbour between 2016 and 2021 were:

  • Mortgage (+366 persons)
  • Not stated (-331 persons)
  • Fully owned (-234 persons)
  • Renting - Private (+118 persons)

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