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Central Coast TASCommunity profile

Central Coast Council area

Housing tenure

In Central Coast Council area, 73% of households were purchasing or fully owned their home, 15.0% were renting privately, and 4.9% were in social housing in 2021.

Central Coast Council area's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market. For example, a high concentration of private renters may indicate a transient area attractive to young singles and couples, while a concentration of home owners indicates a more settled area with mature families and empty-nesters (Household Summary). Tenure can also reflect built form (Dwelling Type), with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not always the case.

In conjunction with other socio-economic status indicators in Central Coast Council area, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas.

Further reading: How can Councils influence affordable housing.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
Central Coast Council area - Households (Enumerated)20212006Change
Tenure typeNumber%Regional TAS %Number%Regional TAS %2006 to 2021
Fully owned4,02941.638.03,38041.438.6+649
Mortgage3,03231.330.42,61732.131.0+415
Renting - Total1,95320.223.91,62619.922.6+327
Renting - Social housing4734.94.64785.95.6-5
Renting - Private1,45315.019.11,12513.816.7+328
Renting - Not stated270.30.2230.30.3+4
Other tenure type1491.52.11441.82.3+5
Not stated5195.45.63984.95.4+121
Total households9,682100.0100.08,165100.0100.0+1,517
Source: Australian Bureau of Statistics, Census of Population and Housing 2006 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of households of Central Coast Council area in 2021 compared to Regional TAS shows that there was a larger proportion of households who owned their dwelling; a larger proportion purchasing their dwelling; and a smaller proportion who were renters.

Overall, 41.6% of households owned their dwelling; 31.3% were purchasing, and 20.2% were renting, compared with 38.0%, 30.4% and 23.9% respectively for Regional TAS.

Emerging groups

The largest changes in housing tenure categories for the households in Central Coast Council area between 2006 and 2021 were:

  • Fully owned (+649 households)
  • Mortgage (+415 households)
  • Renting - Private (+328 households)

The total number of households in Central Coast Council area increased by 1,517 between 2006 and 2021.

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