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Central Coast NSWCommunity profile

Gosford West Ward

Housing tenure

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In Gosford West Ward, 58% of households were purchasing or fully owned their home, 29.9% were renting privately, and 3.9% were in social housing in 2021.

Gosford West Ward's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market. For example, a high concentration of private renters may indicate a transient area attractive to young singles and couples, while a concentration of home owners indicates a more settled area with mature families and empty-nesters (Household Summary). Tenure can also reflect built form (Dwelling Type), with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not always the case.

In conjunction with other socio-economic status indicators in Gosford West Ward, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas.

Further reading: How can Councils influence affordable housing.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
Gosford West Ward - Households (Enumerated)20212016Change
Tenure typeNumber%Central Coast Council area %Number%Central Coast Council area %2016 to 2021
Fully owned9,49631.533.38,91132.333.4+584
Mortgage8,11826.932.67,40126.932.5+717
Renting - Total10,25034.026.48,57931.125.1+1,670
Renting - Social housing1,1633.93.21,0863.93.3+76
Renting - Private9,02729.923.07,43727.021.6+1,589
Renting - Not stated600.20.2550.20.2+5
Other tenure type5261.72.54541.72.0+71
Not stated1,7615.85.22,2078.07.0-447
Total households30,151100.0100.027,555100.0100.0+2,596
Source: Australian Bureau of Statistics, Census of Population and Housing 2016 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of households of Gosford West Ward in 2021 compared to Central Coast Council area shows that there was a smaller proportion of households who owned their dwelling; a smaller proportion purchasing their dwelling; and a larger proportion who were renters.

Overall, 31.5% of households owned their dwelling; 26.9% were purchasing, and 34.0% were renting, compared with 33.3%, 32.6% and 26.4% respectively for Central Coast Council area.

Emerging groups

The largest changes in housing tenure categories for the households in Gosford West Ward between 2016 and 2021 were:

  • Renting - Private (+1,589 households)
  • Mortgage (+717 households)
  • Fully owned (+584 households)
  • Renting - Social housing (+76 households)

The total number of households in Gosford West Ward increased by 2,596 between 2016 and 2021.

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