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Central Coast NSWCommunity profile

Narara Valley District

Housing tenure

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In the Narara Valley District, 68% of households were purchasing or fully owned their home, 18.9% were renting privately, and 5.5% were in social housing in 2021.

The Narara Valley District's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market. For example, a high concentration of private renters may indicate a transient area attractive to young singles and couples, while a concentration of home owners indicates a more settled area with mature families and empty-nesters (Household Summary). Tenure can also reflect built form (Dwelling Type), with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not always the case.

In conjunction with other socio-economic status indicators in the Narara Valley District, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas.

Further reading: How can Councils influence affordable housing.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
Narara Valley District - Households (Enumerated)20212016Change
Tenure typeNumber%Central Coast Council area %Number%Central Coast Council area %2016 to 2021
Fully owned3,25528.033.33,14328.633.4+112
Mortgage4,63439.832.64,27538.932.5+359
Renting - Total2,86124.626.42,53523.025.1+326
Renting - Social housing6415.53.26305.73.3+11
Renting - Private2,20318.923.01,88517.121.6+318
Renting - Not stated170.10.2200.20.2-3
Other tenure type4063.52.53313.02.0+75
Not stated4864.25.27166.57.0-230
Total households11,642100.0100.011,000100.0100.0+642
Source: Australian Bureau of Statistics, Census of Population and Housing 2016 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of households of the Narara Valley District in 2021 compared to Central Coast Council area shows that there was a smaller proportion of households who owned their dwelling; a larger proportion purchasing their dwelling; and a smaller proportion who were renters.

Overall, 28.0% of households owned their dwelling; 39.8% were purchasing, and 24.6% were renting, compared with 33.3%, 32.6% and 26.4% respectively for Central Coast Council area.

Emerging groups

The largest changes in housing tenure categories for the households in the Narara Valley District between 2016 and 2021 were:

  • Mortgage (+359 households)
  • Renting - Private (+318 households)
  • Fully owned (+112 households)
  • Other tenure type (+75 households)

The total number of households in Narara Valley District increased by 642 between 2016 and 2021.

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