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Central Coast NSWCommunity profile

Central Coast Council area

Housing tenure

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In Central Coast Council area, 66% of households were purchasing or fully owned their home, 23.0% were renting privately, and 3.2% were in social housing in 2021.

Central Coast Council area's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market. For example, a high concentration of private renters may indicate a transient area attractive to young singles and couples, while a concentration of home owners indicates a more settled area with mature families and empty-nesters (Household Summary). Tenure can also reflect built form (Dwelling Type), with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not always the case.

In conjunction with other socio-economic status indicators in Central Coast Council area, Tenure data is useful for analysing housing markets, housing affordability and identifying public housing areas.

Further reading: How can Councils influence affordable housing.

Q:

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Housing tenure
Central Coast Council area - Households (Enumerated)20212006Change
Tenure typeNumber%Greater Sydney %Number%Greater Sydney %2006 to 2021
Fully owned46,04433.326.740,85435.330.1+5,190
Mortgage45,02432.631.936,78531.831.1+8,239
Renting - Total36,52526.434.727,80024.029.0+8,725
Renting - Social housing4,4753.24.14,2103.65.0+265
Renting - Private31,81823.030.423,47520.323.7+8,343
Renting - Not stated2320.20.21150.10.3+117
Other tenure type3,3992.51.72,3622.01.5+1,037
Not stated7,1785.25.07,9396.98.4-761
Total households138,170100.0100.0115,740100.0100.0+22,430
Source: Australian Bureau of Statistics, Census of Population and Housing 2006 and 2021. Compiled and presented by .id (informed decisions).
Please refer to specific data notes for more information

Dominant groups

Analysis of the housing tenure of households of Central Coast Council area in 2021 compared to Greater Sydney shows that there was a larger proportion of households who owned their dwelling; a larger proportion purchasing their dwelling; and a smaller proportion who were renters.

Overall, 33.3% of households owned their dwelling; 32.6% were purchasing, and 26.4% were renting, compared with 26.7%, 31.9% and 34.7% respectively for Greater Sydney.

Emerging groups

The largest changes in housing tenure categories for the households in Central Coast Council area between 2006 and 2021 were:

  • Renting - Private (+8,343 households)
  • Mortgage (+8,239 households)
  • Fully owned (+5,190 households)
  • Other tenure type (+1,037 households)

The total number of households in Central Coast Council area increased by 22,430 between 2006 and 2021.

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