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Central Coast Council area

Low income households - Housing tenure

In the Central Coast Council area, 61.3% of low income households were purchasing or fully own their home, 22.2% were renting privately and 8.9% were in social housing in 2011.

The Central Coast Council area's Housing Tenure data provides insights into its socio-economic status as well as the role it plays in the housing market.

This topic restricts the view of housing tenure to low income households in Central Coast Council area. This can differentiate between housing markets which may be unclear when looking at the overall picture. For instance, if there are a lot of renters in the private rental market among low income earners, it may be due to housing being unaffordable for those on below average incomes. In many areas, social housing plays a role in accommodation low income households. This topic can answer questions such as whether the housing market is changing and squeezing out those on low incomes.

To further build the story of low income housing in Central Coast Council area, tenure data should be viewed in conjunction with Dwelling Types, Age Structure and Household Type data.

Derived from the Census questions:

'Is this dwelling (owned outright, owned with a mortgage etc.)', and 'If this dwelling is being rented, who is it rented from?'

Low income households in private dwellings

Housing tenure
Central Coast Council area - Low income households20112006Change
Tenure typeNumber%New South WalesNumber%New South Wales2006 to 2011
Fully owned16,19752.246.714,90156.148.9+1,296
Mortgage2,8309.19.91,9907.58.3+840
Renting9,95432.137.57,77429.336.7+2,180
Renting - Social housing2,7738.914.12,4799.315.1+294
Renting - Private6,90022.222.35,00518.820.1+1,895
Renting - Not stated2810.91.12901.11.5-9
Other tenure type8002.61.87392.81.8+61
Not stated1,2424.04.11,1734.44.3+69

Source: Australian Bureau of Statistics, Census of Population and Housing 2006 and 2011. Compiled and presented by .id , the population experts.

Housing tenure, 2011
Housing tenure, 2011 Other tenure type, New South Wales: 1.8% Renting - Private, New South Wales: 22.3% Renting - Social housing, New South Wales: 14.1% Renting, New South Wales: 37.5% Mortgage, New South Wales: 9.9% Fully owned, New South Wales: 46.7% Other tenure type, Central Coast Council area: 2.6% Renting - Private, Central Coast Council area: 22.2% Renting - Social housing, Central Coast Council area: 8.9% Renting, Central Coast Council area: 32.1% Mortgage, Central Coast Council area: 9.1% Fully owned, Central Coast Council area: 52.2%
Source: Australian Bureau of Statistics, Census of Population and Housing, 2011 (Enumerated data)
Compiled and presented by .id, the population experts.
Change in housing tenure, 2006 to 2011
Change in housing tenure, 2006 to 2011 Other tenure type, Central Coast Council area: +61 Renting - Private, Central Coast Council area: +1,895 Renting - Social housing, Central Coast Council area: +294 Renting, Central Coast Council area: +2,180 Mortgage, Central Coast Council area: +840 Fully owned, Central Coast Council area: +1,296
Source: Australian Bureau of Statistics, Census of Population and Housing, 2006 and 2011 (Enumerated data)
Compiled and presented by .id, the population experts.

Dominant groups

Analysis of the housing tenure of low income households in the Central Coast Council area in 2011 compared to New South Wales shows that there was a larger proportion low income households who owned their dwelling; a smaller proportion purchasing their dwelling; and a smaller proportion who were renters.

Overall, 52.2% of in low income households who owned their dwelling; 9.1% were purchasing, and 32.1% were renting, compared with 46.7%, 9.9% and 37.5% respectively for New South Wales.

Emerging groups

The total number of low income households in the Central Coast Council area increased by 4,446 between 2006 and 2011.

The largest changes in housing tenure categories for low income households in the Central Coast Council area between 2006 and 2011 were:

  • Renting - Private (+1,895 households)
  • Fully owned (+1,296 households)
  • Mortgage (+840 households)
  • Renting - Social housing (+294 households)
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