Camden CouncilCommunity profile
census-message-logo

2016 Census data will be released soon and we're busy behind the scenes getting this website ready. Read our plan.

Skip to content

Camden Council area

Housing loan repayments

In Camden Council area, 34.2% of households with a mortgage were making high loan repayments of $2,600 or more per month in 2011.

Mortgage repayments are directly related to house prices in Camden Council area, length of occupancy and the level of equity of home owners. When viewed with Household Income data it may also indicate the level of housing stress households in the community are under. In mortgage belt areas it is expected that households will be paying a higher proportion of their income on their housing compared to well-established areas. First home buyer areas are also likely to have larger mortgages than upgrader areas where households move in with equity from elsewhere.

Mortgage payment levels are not directly comparable over time because of inflation. For comparison of mortgage payments over time, go to Housing Loan Quartiles.

Derived from the Census questions:

'How much does your household pay for this dwelling?' and 'Is this dwelling (owned outright, owned with a mortgage etc.)'

Households with a mortgage

Monthly housing loan repayments
Camden Council area - Households (Enumerated)2011
Monthly repayment amountNumber%Greater Sydney %
Nil repayments1201.32.2
$1-$149420.40.7
$150-$299540.60.7
$300-$4491101.21.4
$450-$599840.91.3
$600-$7991751.92.3
$800-$9992442.63.2
$1000-$11993533.74.4
$1200-$13994434.75.2
$1400-$15994685.05.2
$1600-$17996226.66.6
$1800-$19996406.85.5
$2000-$21991,15412.210.4
$2200-$23996837.25.1
$2400-$25995555.94.5
$2600-$29991,27413.59.3
$3000-$39991,42915.114.7
$4000-$49993413.66.2
$5000 and over1791.95.9
Not stated4644.95.2

Source: Australian Bureau of Statistics, Census of Population and Housing 2011. Compiled and presented in profile.id by .id , the population experts.

Monthly housing loan repayments, 2011
Monthly housing loan repayments, 2011 $5000 and over, Greater Sydney: 5.9% $4000-$4999, Greater Sydney: 6.2% $3000-$3999, Greater Sydney: 14.7% $2600-$2999, Greater Sydney: 9.3% $2400-$2599, Greater Sydney: 4.5% $2200-$2399, Greater Sydney: 5.1% $2000-$2199, Greater Sydney: 10.4% $1800-$1999, Greater Sydney: 5.5% $1600-$1799, Greater Sydney: 6.6% $1400-$1599, Greater Sydney: 5.2% $1200-$1399, Greater Sydney: 5.2% $1000-$1199, Greater Sydney: 4.4% $800-$999, Greater Sydney: 3.2% $600-$799, Greater Sydney: 2.3% $450-$599, Greater Sydney: 1.3% $300-$449, Greater Sydney: 1.4% $150-$299, Greater Sydney: 0.7% $1-$149, Greater Sydney: 0.7% Nil repayments, Greater Sydney: 2.2% $5000 and over, Camden Council area: 1.9% $4000-$4999, Camden Council area: 3.6% $3000-$3999, Camden Council area: 15.1% $2600-$2999, Camden Council area: 13.5% $2400-$2599, Camden Council area: 5.9% $2200-$2399, Camden Council area: 7.2% $2000-$2199, Camden Council area: 12.2% $1800-$1999, Camden Council area: 6.8% $1600-$1799, Camden Council area: 6.6% $1400-$1599, Camden Council area: 5.0% $1200-$1399, Camden Council area: 4.7% $1000-$1199, Camden Council area: 3.7% $800-$999, Camden Council area: 2.6% $600-$799, Camden Council area: 1.9% $450-$599, Camden Council area: 0.9% $300-$449, Camden Council area: 1.2% $150-$299, Camden Council area: 0.6% $1-$149, Camden Council area: 0.4% Nil repayments, Camden Council area: 1.3%
Source: Australian Bureau of Statistics, Census of Population and Housing, 2011 (Enumerated data)
Compiled and presented in profile.id by .id, the population experts.

Dominant groups

Analysis of the monthly housing loan repayments of households in Camden Council area compared to Greater Sydney shows that there was a smaller proportion of households paying high mortgage repayments ($2,600 per month or more), as well as a smaller proportion of households with low mortgage repayments (less than $1000 per month).

Overall, 34.2% of households were paying high mortgage repayments, and 8.8% were paying low repayments, compared with 36.0% and 11.9% respectively in Greater Sydney.

The major differences between the household loan repayments of Camden Council area and Greater Sydney were:

  • A larger percentage of $2600-$2999 (13.5% compared to 9.3%)
  • A larger percentage of $2200-$2399 (7.2% compared to 5.1%)
  • A smaller percentage of $5000 and over (1.9% compared to 5.9%)
  • A smaller percentage of $4000-$4999 (3.6% compared to 6.2%)
v16.07.05-1.0.8