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Brisbane LGA

Housing loan quartiles

In Brisbane LGA, the 'highest group' was the largest quartile, comprising of 34% of households with mortgages in 2006.

Mortgage repayments in Brisbane LGA are directly related to house prices, length of occupancy and the level of equity of home owners. When viewed with Household Income data it may also indicate the level of housing stress in the community.

The quartile method is the most objective method of comparing change in the mortgage payment profile of a community over time.

A detailed explanation of how Housing Loan Repayment quartiles are calculated and interpreted is available in specific data notes.

Derived from the Census questions:

'How much does your household pay for this dwelling?' and 'Is this dwelling (owned outright, owned with a mortgage etc.)'

Households with a mortgage

Housing loan quartiles
Brisbane LGA - Households (Enumerated)20062001Change
Loan repayment quartile groupNumber%Greater Brisbane %Number%Greater Brisbane %2001 to 2006
Lowest group20,21518.822.214,61817.822.6+5,597
Medium lowest23,15521.624.017,32821.124.5+5,827
Medium highest27,96426.026.521,57426.325.6+6,390
Highest group36,07733.627.328,49434.727.2+7,583

Source: Australian Bureau of Statistics, Census of Population and Housing 2001 and 2006. Compiled and presented by .id , the population experts.

Housing loan - Quartile group dollar ranges
Calculated from loan repayment data for Queensland Monthly housing loan repayments by Census year
Housing loan repayment ranges
2011
2006
2001
1996
Lowest group $0 to $1,205 $0 to $852 $0 to $616 $0 to $550
Medium lowest $1,206 to $1,861 $853 to $1,279 $617 to $863 $551 to $810
Medium highest $1,862 to $2,610 $1,280 to $1,840 $864 to $1,160 $811 to $1,095
Highest group $2,611 and over $1,841 and over $1,161 and over $1,096 and over

Housing loan quartiles, 2006
Housing loan quartiles, 2006 Highest group, Greater Brisbane: 27.3% Medium highest, Greater Brisbane: 26.5% Medium lowest, Greater Brisbane: 24.0% Lowest group, Greater Brisbane: 22.2% Highest group, Brisbane LGA: 33.6% Medium highest, Brisbane LGA: 26.0% Medium lowest, Brisbane LGA: 21.6% Lowest group, Brisbane LGA: 18.8%
Source: Australian Bureau of Statistics, Census of Population and Housing, 2006 (Enumerated data)
Compiled and presented in profile.id by .id, the population experts.
Change in housing loan quartiles, 2001 to 2006
Change in housing loan quartiles, 2001 to 2006 Highest group, Brisbane LGA: +7,583 Medium highest, Brisbane LGA: +6,390 Medium lowest, Brisbane LGA: +5,827 Lowest group, Brisbane LGA: +5,597
Source: Australian Bureau of Statistics, Census of Population and Housing, 2001 and 2006 (Enumerated data)
Compiled and presented in profile.id by .id, the population experts.

Dominant groups

Housing loan repayment quartiles allow us to compare relative repayment liabilities across time. Analysis of the distribution of households by housing loan repayment quartiles in Brisbane LGA compared to Greater Brisbane shows that there was a larger proportion of households in the highest repayment quartile, and a smaller proportion in the lowest repayment quartile.

Emerging groups

The total number of households with a mortgage in Brisbane LGA increased by 25,397 between 2001 and 2006. The most significant change in Brisbane LGA during this period was in the highest quartile which showed an increase of 7,583 households.

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