City of BrimbankCommunity profile

2016 Census data has been released and we are busy processing it to update this website. View our latest releases here.

Skip to content

Grasslands Ward

Housing loan repayments

In Grasslands Ward, 13.0% of households with a mortgage were making high loan repayments of $2,600 or more per month in 2011.

Mortgage repayments are directly related to house prices in Grasslands Ward, length of occupancy and the level of equity of home owners. When viewed with Household Income data it may also indicate the level of housing stress households in the community are under. In mortgage belt areas it is expected that households will be paying a higher proportion of their income on their housing compared to well-established areas. First home buyer areas are also likely to have larger mortgages than upgrader areas where households move in with equity from elsewhere.

Mortgage payment levels are not directly comparable over time because of inflation. For comparison of mortgage payments over time, go to Housing Loan Quartiles.

Derived from the Census questions:

'How much does your household pay for this dwelling?' and 'Is this dwelling (owned outright, owned with a mortgage etc.)'

Households with a mortgage

Monthly housing loan repayments
Grasslands Ward - Households (Enumerated)2011
Monthly repayment amountNumber%City of Brimbank %
Nil repayments1242.02.4
$5000 and over641.01.0
Not stated3685.96.2

Source: Australian Bureau of Statistics, Census of Population and Housing 2011. Compiled and presented in by .id , the population experts.

Monthly housing loan repayments, 2011
Monthly housing loan repayments, 2011 $5000 and over, City of Brimbank: 1.0% $4000-$4999, City of Brimbank: 1.6% $3000-$3999, City of Brimbank: 5.4% $2600-$2999, City of Brimbank: 5.0% $2400-$2599, City of Brimbank: 3.1% $2200-$2399, City of Brimbank: 4.0% $2000-$2199, City of Brimbank: 11.0% $1800-$1999, City of Brimbank: 6.6% $1600-$1799, City of Brimbank: 9.4% $1400-$1599, City of Brimbank: 8.9% $1200-$1399, City of Brimbank: 9.4% $1000-$1199, City of Brimbank: 8.2% $800-$999, City of Brimbank: 5.9% $600-$799, City of Brimbank: 4.5% $450-$599, City of Brimbank: 2.6% $300-$449, City of Brimbank: 2.7% $150-$299, City of Brimbank: 1.2% $1-$149, City of Brimbank: 1.0% Nil repayments, City of Brimbank: 2.4% $5000 and over, Grasslands Ward: 1.0% $4000-$4999, Grasslands Ward: 1.8% $3000-$3999, Grasslands Ward: 4.7% $2600-$2999, Grasslands Ward: 5.4% $2400-$2599, Grasslands Ward: 3.4% $2200-$2399, Grasslands Ward: 4.3% $2000-$2199, Grasslands Ward: 11.3% $1800-$1999, Grasslands Ward: 6.5% $1600-$1799, Grasslands Ward: 9.2% $1400-$1599, Grasslands Ward: 8.9% $1200-$1399, Grasslands Ward: 9.8% $1000-$1199, Grasslands Ward: 8.5% $800-$999, Grasslands Ward: 5.0% $600-$799, Grasslands Ward: 4.9% $450-$599, Grasslands Ward: 2.2% $300-$449, Grasslands Ward: 3.0% $150-$299, Grasslands Ward: 1.6% $1-$149, Grasslands Ward: 0.6% Nil repayments, Grasslands Ward: 2.0%
Source: Australian Bureau of Statistics, Census of Population and Housing, 2011 (Enumerated data)
Compiled and presented in by .id, the population experts.

Dominant groups

Analysis of the monthly housing loan repayments of households in Grasslands Ward compared to City of Brimbank shows that there was a similar proportion of households paying high mortgage repayments ($2,600 per month or more), and a smaller proportion of households with low mortgage repayments (less than $1000 per month).

Overall, 13.0% of households were paying high mortgage repayments, and 19.3% were paying low repayments, compared with 13.1% and 20.2% respectively in City of Brimbank.

There were no major differences between Grasslands Ward and City of Brimbank in 2011.